Discount Prescription Programs: A Cost-Saving Resource for Mental Health Treatment
By
Daniel Newman
Access to affordable psychiatric medications remains a critical component of effective mental health care. For many individuals, particularly those without insurance or with high-deductible plans, out-of-pocket medication costs can create significant barriers to treatment adherence. To support our patients in overcoming these challenges, PsychConcierge.com has compiled a reference list of reputable prescription discount services that offer savings on psychotropic and other commonly prescribed medications. Each listing includes background information, business practices, and privacy considerations to help patients and providers make informed choices about cost-saving options. The following seven companies represent major players in the prescription discount market. This resource is intended to enhance continuity of care by equipping individuals with tools to reduce financial strain and support long-term treatment planning.
Prescription Discount Services: Company Profiles
GoodRx
Legal Entity Name:
GoodRx Holdings, Inc.
Year Founded:
2011
Corporate Headquarters Location:
Santa Monica, California, USA
Company Description:
A publicly traded American healthcare company offering prescription drug price comparison, coupons, and telemedicine services via website and mobile app.
Psychotropic Medication Assistance:
GoodRx tracks medication prices across approximately 75,000 pharmacies, offers free coupons for generics and brand-name drugs, and provides telehealth consultations through GoodRx Care.
Business Model:
GoodRx generates revenue through multiple streams: (1) referral fees from partner pharmacies when customers use GoodRx coupons (approximately 82% of total revenue), (2) telehealth services through GoodRx Care at $19-49 per consultation, (3) GoodRx Gold subscription fees ($9.99 individual, $19.99 family monthly), and (4) advertising fees from pharmaceutical companies promoting products on the platform.
Privacy:
In February 2023, the Federal Trade Commission fined GoodRx $1.5 million for violating the Health Breach Notification Rule by sharing sensitive personal health information with Facebook, Google, and other advertising companies from 2017 onward, contrary to its privacy promises. The FTC also prohibited GoodRx from sharing user health data with third parties for advertising purposes.
SingleCare
Legal Entity Name:
SingleCare Services, LLC (operated by Towers Administrators LLC)
Year Founded:
2014
Corporate Headquarters Location:
New York, NY, USA
Company Description:
A private prescription savings service providing coupons and low-cost pricing comparisons across pharmacies.
Psychotropic Medication Assistance:
Offers free discount coupons, real-time pharmacy price comparisons, and billing at the point of sale to reduce out-of-pocket costs, available with or without insurance.
URL:
https://www.singlecare.com
Business Model:
SingleCare operates on a commission-based revenue model, earning referral fees from partner pharmacies each time a customer uses a SingleCare discount coupon. Additional revenue streams include premium subscriptions, data sales to third parties for industry analysis and demographic profiling, and advertising partnerships with pharmaceutical companies.
Privacy:
SingleCare states in its privacy policy that it is "prohibited by law from selling any personal information including name, address, or prescription information" and maintains it will never share personal information with third parties while maintaining high security standards. The company claims HIPAA-compliant profiles for storing purchase history securely.
ScriptSave WellRx
Legal Entity Name:
Medical Security Card Company, LLC (doing business as ScriptSave WellRx)
Year Founded:
1994
Corporate Headquarters Location:
Tucson, Arizona, USA
Company Description:
A wellness and fitness services company offering ScriptSave prescription discount cards to lower medication costs and improve adherence.
Psychotropic Medication Assistance:
Provides discount cards accepted at major pharmacies to reduce prices, particularly for uninsured or underinsured patients.
Business Model:
ScriptSave WellRx operates on a referral fee model where the company negotiates bulk discounts with over 65,000 participating pharmacies, who then pay ScriptSave a referral fee when customers use their WellRx discount cards. The service is free to consumers with no membership fees, and revenue is generated exclusively through these pharmacy partnership fees.
Privacy:
ScriptSave WellRx states that it values user privacy and will never sell or share personally identifiable data. The company maintains high security standards and includes privacy protections in its app terms of use, though specific regulatory compliance details are not extensively documented in public sources.
Inside Rx
Legal Entity Name:
Inside Rx (a program powered by Express Scripts)
Year Founded:
2017 (program launch)
Corporate Headquarters Location:
St. Louis, Missouri, USA (via Express Scripts)
Company Description:
A prescription savings program offering discounts at over 60,000 pharmacies, often integrated with other platforms.
Psychotropic Medication Assistance:
Offers manufacturer-backed coupons for brand-name medications with average savings of around 34% and up to 80%.
URL:
https://insiderx.com
Business Model:
Inside Rx operates as a PBM-backed discount program where Express Scripts partners with pharmaceutical manufacturers and retail pharmacies to provide point-of-sale discounts to uninsured patients. Revenue is generated through manufacturer rebates that are passed directly to patients at the point of sale, with Express Scripts receiving fees from both manufacturers and pharmacies in the narrow retail network of 40,000+ locations.
Privacy:
As an Evernorth company subsidiary of Cigna-owned Express Scripts, Inside Rx operates under Express Scripts' privacy policies and HIPAA compliance standards for pharmacy benefit management services, though specific privacy practices for the discount program are not extensively detailed in public documentation.
RxSaver
Legal Entity Name:
Sunergeo, Inc. (RxSaver is a product of this entity)
Year Founded:
2009 (relaunched 2018)
Corporate Headquarters Location:
Austin, Texas, USA
Company Description:
A private coupon service offering prescription savings via digital coupons accepted at pharmacies nationwide.
Psychotropic Medication Assistance:
Offers free online coupons that reduce out-of-pocket costs on medications, including psychotropics.
Business Model:
RxSaver operated on a transaction fee model where the company earned fees when customers used their discount coupons at participating pharmacies. The platform allowed users to comparison-shop for prescription drug prices and claim savings through bar codes and coupons. In May 2021, RxSaver was acquired by GoodRx for $50 million, transitioning from an independent competitor to a subsidiary of GoodRx Holdings.
Privacy:
Following the 2021 acquisition by GoodRx, RxSaver now operates under GoodRx's privacy policies and refers users to GoodRx's Consumer Health Data Privacy Notice for information about handling of consumer health data. The platform maintains that it does not require membership fees and offers free access to prescription savings.
America's Pharmacy
Legal Entity Name:
Healthcare Marketing Group LLC (operates America's Pharmacy)
Year Founded:
2018
Corporate Headquarters Location:
Norwalk, Connecticut, USA
Company Description:
Operates a website offering discounts and promotional content to reduce prescription drug costs.
Psychotropic Medication Assistance:
Provides online coupons and promotional codes to reduce the cost of medications including psychotropics.
URL:
https://www.americaspharmacy.com
Business Model:
America's Pharmacy operates by negotiating low prices on behalf of millions of consumers and passing those savings through free prescription discount cards and coupons. The service is accepted at over 59,000 pharmacies nationwide with no enrollment fees or claim forms required. Revenue is generated through partnerships with pharmacies and distributors who pay for the referral services.
Privacy:
America's Pharmacy maintains NABP .Pharmacy Program approval and BBB accreditation, demonstrating adherence to established pharmacy laws and standards. The company emphasizes no enrollment requirements or personal health questions, suggesting minimal data collection, though specific privacy policy details are not extensively documented in available sources.
Optum Perks
Legal Entity Name:
Optum Perks, LLC (an RVO Health Company, subsidiary of Optum)
Year Founded:
Circa 2011 (Optum parent organization)
Corporate Headquarters Location:
Livonia, Michigan, USA
Company Description:
A prescription discount program under Optum offering savings at over 64,000 pharmacies.
Psychotropic Medication Assistance:
Offers free discount coupons for a wide range of medications including psychotropics.
Business Model:
Optum Perks operates as part of RVO Health, a joint venture between UnitedHealth Group's Optum and Red Ventures. The platform generates revenue through partnerships with pharmacy benefit managers to negotiate discounted prescription prices, telehealth services starting at $25 per session, and integration with Optum Store for health and wellness products. The service is free to consumers with savings passed directly from bulk pricing negotiations.
Privacy:
As part of the UnitedHealth Group ecosystem through RVO Health, Optum Perks operates under comprehensive healthcare privacy standards including HIPAA compliance. The platform maintains administrative, technical, and physical safeguards to protect user information and provides 24/7 access to licensed pharmacists through secure customer support channels.
Disclaimer: PsychConcierge does not endorse, sponsor, or receive any financial or non-financial benefit from the entities listed in this document. The inclusion of third-party companies is provided solely for informational purposes and does not constitute a recommendation, guarantee, or affiliation. PsychConcierge exercises no control over, and assumes no responsibility for, the content, privacy practices, service quality, or business operations of any external organization referenced herein. PsychConcierge makes no warranties, express or implied, regarding the accuracy, reliability, or completeness of third-party services described herein. Listing does not imply validation, vetting, or ongoing review of any external organization's conduct or offerings. Patients and providers are encouraged to independently verify the accuracy, terms, and appropriateness of services prior to engagement. This information should not replace professional medical advice or clinical judgment. Use of any third-party service is undertaken at the user's sole discretion and risk.
Daniel Newman
Managing Clinician
